Every goal you set and every New Year's resolution always begins with financial stability.
Money provides the freedom and flexibility to pursue your
dreams and make choices that matter most to you and your family.
At Berkshire Financial Services, we specialise in
helping you navigate financial challenges and achieve your goals.
Whether it’s managing ATO debt, purchasing a new vehicle, refinancing your mortgage to unlock working capital, or finding better solutions than the bank, we’re here to help.
With expert advice, personalised mortgage solutions, and
unwavering support, we’ll guide you every step of the way.
At Berkshire Financial Services, we provide personalised mortgage solutions designed to meet your unique home buying and investment needs efficiently and transparently.
Tailored Mortgage Solutions for Every Homebuyer - From First Homes to Investment Properties.
"To be Perth's most trusted and accessible mortgage broker, empowering individuals and families to achieve their financial dreams through personalised and innovative financial solutions."
Berkshire Financial Services is an expert when it comes to refinance and equity release, ensuring competitive rates with access to over 80 lenders.
Offering specialised solutions for first home buyers and investment property loans, we help you maximise your returns and expand your real estate investment portfolio effectively.
Refinancing Services:
Reduce payments, shorten terms, or access home equity with our comprehensive refinancing options suited to meet your financial objectives.
First-Time Home Buyer Assistance: Navigate your first purchase with expert guidance on budgeting, loan options, and securing the best rates for your dream home.
Berkshire nailed it with their tailored home loans and smooth refinancing! Super clear communication made the whole process unexpectedly easy. Recommend to anyone wanting to refinance.
Refinanced with Berkshire after exploring others; smoother process, better rates. Their expertise in investment property loans truly stands out. Highly recommend!
As a first-time homebuyer, the guidance from Berkshire Financial was invaluable. They made a complex process understandable and less daunting.
Your Mortgage Questions Answered Quickly and Clearly.
What makes Berkshire Financial Services different from other mortgage brokers?
At Berkshire Financial Services, we’re not your average mortgage opportunity broker. Our mission is simple yet powerful: to help Australians pay off their home loans faster and achieve financial freedom.
Led by Nicholas Stuart, we bring over 21 years of experience in the finance industry and a relentless drive to provide you with the best opportunities to make the most of your mortgage or home loan.
How do I know which home loan is right for me?
Our experts assess your individual financial situation, discuss your goals, and then suggest the most suitable options. We consider factors like your income, debt, credit score, and lifestyle needs.
What information do I need to provide to apply for a mortgage?
Generally, you will need to provide proof of income (such as pay slips), government-issued ID, details of current debts and assets, a record of your savings and or bank statements.
How long does the loan application process take with Berkshire Financial Services?
The timeline varies depending on individual circumstances, but typically, from application to approval, it can take from a few days up to a few weeks. We will never take our eyes of the ball and follow your application every hour of the day with our A.I. driven software.
Can I still get a mortgage if I have a bad credit history or other factors?
Yes, it is possible. While a good credit score broadens your options, we have helped hundreds of clients with less than perfect credit or non traditional occupations find suitable mortgage solutions.
Do you charge me for your mortgage services?
Our initial consultation is free of charge. We earn a commission from the lender once your loan is settled. All costs will be transparently explained in our initial meeting, so there are no surprises.